It may sound obvious, but many travelers use ATMs incorrectly and get hit with unnecessary fees of up to tens of percent!!!
Recommended bank ATMs (no withdrawal fees)
- Sbi - state bank of india
- Boi - bank of india
- Canara bank
- Bank of baroda (orange)
- Federal Bank
Bank ATMs to avoid (high withdrawal fees)
- Axis - 250
- South Indian Bank - 200
- Hdfc - 200
- Icici - 300
- Yes bank - 200
- IndusInd - 200
- Kotak - 200
Other banks? - This list is still incomplete - try them and see (some do not allow withdrawals at all)
How to do it
- Insert and remove your card, then enter your PIN.
- Select FAST CASH and choose 10,000 (the maximum amount at most ATMs).
- If FAST CASH is unavailable or you want to withdraw a different amount, select CASH WITHDRAWAL, then FROM CURRENT, and enter the amount.
- Very important: If the ATM offers to charge you in shekels (ILS) or any currency other than rupees, you must press the button below DECLINE CONVERSION or WITHOUT CONVERSION.
If you press ACCEPT CONVERSION, you will be charged an unnecessary 10% fee!!! To withdraw more than 10000, you can make several withdrawals in a row (the number of withdrawals allowed per day depends on your card).
